Terms and Conditions

Surplus Funds Solutions
(DBA of Pacific Associates LLC)

TERMS AND CONDITIONS

WELCOME

Welcome to Surplus Funds Solutions (DBA of Pacific Associates LLC).

These Terms and Conditions outline the rules and regulations for the use of our website and services.

By accessing this website, you agree to accept these Terms and Conditions. If you do not agree, please do not continue to use our services.


DEFINITIONS

"Client", "You", "Your" refers to you, the user of this website

"Company", "We", "Us", "Our" refers to Surplus Funds Solutions (DBA of Pacific Associates LLC)

"Parties" refers to both you and the Company


1. SMS MESSAGING TERMS & CONDITIONS

SMS Opt-In

Our messaging platform sends occasional:

Marketing messages (only with consent)

Transactional messages

Appointment confirmations and reminders

Customer support updates

Messages are only sent to users who explicitly opt in via:

Website forms

Scheduling forms

SMS consent checkbox

Sample Opt-In Message

“You’re now subscribed to SMS updates from Surplus Funds Solutions. Expect occasional promotional and non-promotional texts like service alerts and reminders. Msg & data rates may apply. Reply HELP for help or STOP to unsubscribe.”


2. SMS CANCELLATION

You can cancel SMS services at any time by:

Texting STOP

After opting out:

You will receive confirmation

No further messages will be sent

To rejoin:

Sign up again or text START


3. SMS SUPPORT

For help:

Reply HELP

Email: [email protected]

Phone: +1 949-402-3519


4. CARRIER LIABILITY

Carriers are not liable for delayed or undelivered messages.


5. MESSAGE & DATA RATES

Standard message and data rates may apply

Frequency depends on your interaction with our services


6. SUPPORTED CARRIERS

Our SMS service works with major U.S. carriers including:

AT&T

T-Mobile

Verizon

Sprint

Regional carriers


7. AGE REQUIREMENT

You must be at least 18 years old to use our SMS services.


8. PRIVACY POLICY

Please review our Privacy Policy for details on how we handle your data.


9. COOKIES

We use cookies to:

Improve website functionality

Enhance user experience

By using our website, you consent to the use of cookies.


10. LICENSE

Unless otherwise stated, all content on this website is owned by Surplus Funds Solutions (DBA of Pacific Associates LLC).

You may NOT:

Republish content

Sell, rent, or sublicense material

Reproduce or duplicate content

Redistribute website content


11. USER COMMENTS

Users may post comments where applicable.

You agree that:

You have rights to post content

Content does not violate laws or rights

Content is not offensive or unlawful

We reserve the right to:

Monitor and remove inappropriate content

You grant us a non-exclusive license to use your content.


12. GENERAL TERMS

This website is owned by Surplus Funds Solutions (DBA of Pacific Associates LLC).

By using this site, you agree to:

These Terms

Our Privacy Policy

Any additional applicable terms

We may update these Terms at any time. Continued use means acceptance of updates.


13. HYPERLINKING TO OUR CONTENT

The following may link to our website without prior approval:

Government agencies

Search engines

News organizations

Online directories

Other organizations may request approval via email.


14. IFRAMES

You may not create frames around our website without written permission.


15. CONTENT LIABILITY

We are not responsible for content appearing on third-party websites linking to us.

You agree to defend us against claims arising from your website content.


16. RESERVATION OF RIGHTS

We reserve the right to:

Request removal of links

Modify these Terms at any time


17. LINK REMOVAL REQUESTS

If you find any link offensive, contact us.
We may review but are not obligated to remove it.


18. DISCLAIMER

To the fullest extent permitted by law:

We exclude all warranties and representations related to:

Website accuracy

Availability

Completeness of information

We are not liable for:

Any loss or damage

Website interruptions

Nothing in this disclaimer will:

Limit liability where unlawful

Exclude liability for fraud or personal injury


19. CONTACT INFORMATION

Surplus Funds Solutions
(DBA of Pacific Associates LLC)

Email: [email protected]
Phone: +1 949-402-3519


ACCEPTANCE

By using our website and services, you agree to these Terms and Conditions.

Copyright 2026. Surplus Funds Solutions. All Rights Reserved.