Terms & Conditions

WELCOME

Welcome to Surplus Funds Solutions (DBA of Pacific Associates LLC).

These Terms and Conditions outline the rules and regulations for the use of our website and services.

By accessing this website, you agree to accept these Terms and Conditions. If you do not agree, please do not continue to use our services.

DEFINITIONS

"Client", "You", "Your" refers to you, the user of this website

"Company", "We", "Us", "Our" refers to Surplus Funds Solutions (DBA of Pacific Associates LLC)

"Parties" refers to both you and the Company

1. SMS MESSAGING TERMS & CONDITIONS

SMS Opt-In

Our messaging platform sends occasional:

• Marketing messages (only with consent)
• Transactional messages
• Appointment confirmations and reminders
• Customer support updates

Messages are only sent to users who explicitly opt in via website forms, scheduling forms, or SMS consent checkboxes.

2. SMS CANCELLATION

You can cancel SMS services at any time by texting STOP. After opting out, you will receive confirmation and no further messages will be sent. To rejoin, sign up again or text START.

3. SMS SUPPORT

For help, reply HELP, email info@surplusfundssolutions.com, or call +1 949-402-3519.

4. CARRIER LIABILITY

Carriers are not liable for delayed or undelivered messages.

5. MESSAGE & DATA RATES

Standard message and data rates may apply. Frequency depends on your interaction with our services.

6. SUPPORTED CARRIERS

Our SMS service works with major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and regional carriers.

7. AGE REQUIREMENT

You must be at least 18 years old to use our SMS services.

8. PRIVACY POLICY

Please review our Privacy Policy for details on how we handle your data.

9. COOKIES

We use cookies to improve website functionality and enhance user experience. By using our website, you consent to the use of cookies.

10. LICENSE

Unless otherwise stated, all content on this website is owned by Surplus Funds Solutions (DBA of Pacific Associates LLC). You may NOT republish, sell, rent, reproduce, or redistribute website content.

11. USER COMMENTS

Users may post comments where applicable. You agree that you have rights to post content and that it does not violate laws. We reserve the right to monitor and remove inappropriate content.

12. GENERAL TERMS

This website is owned by Surplus Funds Solutions (DBA of Pacific Associates LLC). By using this site, you agree to these Terms and our Privacy Policy. We may update these Terms at any time.

13. HYPERLINKING TO OUR CONTENT

Government agencies, search engines, news organizations, and online directories may link to our website without prior approval. Other organizations may request approval via email.

14. IFRAMES

You may not create frames around our website without written permission.

15. CONTENT LIABILITY

We are not responsible for content appearing on third-party websites linking to us.

16. RESERVATION OF RIGHTS

We reserve the right to request removal of links and modify these Terms at any time.

17. LINK REMOVAL REQUESTS

If you find any link offensive, contact us. We may review but are not obligated to remove it.

18. DISCLAIMER

To the fullest extent permitted by law, we exclude all warranties related to website accuracy and availability. We are not liable for any loss or damage or website interruptions.

19. CONTACT INFORMATION

Surplus Funds Solutions
(DBA of Pacific Associates LLC)

Email: info@surplusfundssolutions.com
Phone: +1 949-402-3519